tag:blogger.com,1999:blog-73777422205004701872018-10-20T11:34:54.807+01:00PropertyLaw.guruHannah Mackinlaynoreply@blogger.comBlogger15125tag:blogger.com,1999:blog-7377742220500470187.post-25753412175001513112018-10-20T11:34:00.002+01:002018-10-20T11:34:54.748+01:00SDLT & mixed use. HMRC goes back on itself 😱 Read the illustrious SDLT expert barrister Patrick Cannon’s article on the meaning of ‘residential property’ for mixed use (click through the post to get to the published article). SDLT is way more complex than solicitors who blithely call it ‘stamp duty’ will admit to, but they are taking all the risk if they don’t refer clients to experts for advice. I have been ranting on about this since Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-18766772753206364382018-10-16T22:07:00.001+01:002018-10-16T22:07:38.057+01:00EG Estates Gazette 13 October 2018 Articles Bumper crop of great articles this week! P.73 Review of the new RICS Service Charges in Commercial Property Code. It sets down nine mandatory requirements on service charge adminstration for the first time, bringing it  more in line with the resi sector, giving occupiers greater clarity and certainty over service charges, and provides guidance to solicitors their clients and managers in the Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-66134285146734499252018-10-15T21:33:00.001+01:002018-10-15T21:38:11.839+01:00Consultation proposals on ground rentsHere are the proposals on reducing new ground rents to £10 - a good start ! (unless you are an investor 😱)  Leasehold_consultation.pdf Consultation closes 26 November. Main proposals: Ground rents capped at £10, not a peppercorn or £1 Can only be sued for in the year they are due, not after This seems to also apply to *voluntary* lease extensions too, whereas statutory extensions will be at Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-82652197007815489852018-10-09T19:06:00.000+01:002018-10-09T19:10:04.068+01:00EG Estates Gazette 6th October - legal articles update P.115 Proptech and privacy. Scary article showing how a landlord or employers building tech could be used to build up data about you, big-brother style, and even be sold to others/used for employment law issues or even sold for marketing purposes! Remember - if you don’t pay for a product (such as that app on your phone), YOU and the data you produce using it are the product that is being sold..Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-88914240358418992532018-10-09T19:04:00.000+01:002018-10-09T19:04:04.067+01:00EG Estates Gazette 29th September update.. p.97 Excellent and thorough summary of the Law Commission’s proposals to reform the law of Enfranchisement and Lease extension. All of the procedural suggestions are well thought through but the intractable one is how you make it cheaper for tenants to extend their lease or buy the freehold without giving the freeholder less money than before. The burning question is whether, with Brexit and Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-17247255026226995162018-10-05T18:19:00.000+01:002018-10-05T18:19:34.018+01:00Title insurance - sometimes not such a solution after all in the real world....Now don't get me wrong, title insurance has a place sometimes, but its not a cure-all... One of the delegates on my courses told me a tale that needs to be told to all those who dismissively say to you 'Oh, can't you just get some insurance, stop holding it up, I just want the keys'! Picture the all too familiar scene, developer wants to buy site to put houses on - only problem  - a right of Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-51230901188459620862018-09-27T10:20:00.000+01:002018-09-27T10:20:00.855+01:00EG (Estates Gazette) 22nd Sept - update..p. 65 Restrictive Covenants - great summary of the current apparent willingness of the courts (UT) to vary or release even recent restrictive covenants in a steady stream of cases where they have been held to be redundant as the area has changed, or relaxation was reasonable. Is this a public policy decision to release more land for housing? p.67 AST blues. Don't get caught on a technicality. Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-9949444610532705752018-09-25T20:47:00.000+01:002018-09-25T21:52:36.221+01:00Lets start a Revolution in Client Reporting! I have had so many non-lawyer commercial surveyors and retail clients on my courses complaining how impenetrable and unhelpful their lawyers reports were, that I thought I would start a revolution and suggest a more clear, structured and more client friendly version. I get property professionals coming on my courses as they don't seem to get explanations of anything from their own solicitors inHannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-74074695625134675962018-09-24T10:54:00.000+01:002018-09-25T21:54:39.717+01:00Lease extension nightmares? A tool to analyse doubling ground rents! I have put a useful excel spreadsheet on www.propertylaw.guru under Resources>Other bits and bobs! It compares the doubling with the increase that would happen if tracked to RPI assuming a 3% increase p.a.. It shows that its not so much the doubling, its when it starts, and how often it doubles! So a 25 year doubling isn't too bad, a 20 year is about twice the effect of RPI. its the 10 and 15 Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-74434132106475432952018-09-17T09:42:00.001+01:002018-09-17T09:42:00.265+01:00EG (Estates Gazette) 8 Sept - Leasehold, Electronic signatures and un-socialing your tenantsLeasehold reform. Great article on the Law Commission's proposed overhaul of leasehold. How are you going to make it cheaper for leaseholders to extend their leases but at the same time make sure landlord's don't lose financially. Impossible. Someone has to lose. Simplification of the regime is long overdue, but it will only be a few weeks till we see their plans Electronic signatures. Outlines Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-83696773552336070942015-01-28T22:03:00.003+00:002015-01-28T22:03:51.736+00:00Building regulations - insure or not - the burning question  It wasn’t a large house with only two bedrooms, but the children loved the attic room that the seller’s had created. This had caused a few problems with the conveyancing as there was no building regulations approval for the works and the bank weren’t happy. Their conveyancers told them that they could just get an ‘insurance policy’ Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-36650576976814268172015-01-28T22:02:00.001+00:002015-01-28T22:02:29.353+00:00 When is contaminated land certified as not ‘Contaminated Land’? - The Law Society’s revised Guidance Note on  environmental liability. The Law Society has just reissued its Contaminated Land warning card to solicitors - but conveyancers must realise that negative search results do not mean what you might think they do. Also a Search Certificate that the land is not within the statutory Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-74631191213984539332014-12-22T09:32:00.001+00:002014-12-22T09:32:56.591+00:00Completion Notices - A Christmas tale..Read this blog I did for InTouch.. Scary!Completion Notices - A Christmas Tale. Be careful what you wish for…December 22. 2014  Posted in:  ConveyancingHannah MackinlayPicture the scene - the pre-Christmas completion frenzy is in full swing and hard-pressed conveyancer Sue is trying to complete Mr. & Mrs. Jones sale. The buyer fails to come up with the money on the day of completion a week or so Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-13699904652737965092014-09-26T10:00:00.002+01:002014-09-26T15:46:56.957+01:00The future of CPD training? My six penn'orth ‘CPD Points’ are dead - but what will replace them? Are we ready to move to the next level? The scrapping of the solicitors CPD accreditation and points scheme by the SRA from October 2016 is controversial. In its place  firms will have  to certify annually that their staff have competence  in their respective areas of law. To put it bluntly the question COLPs have to ask themselves is Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0tag:blogger.com,1999:blog-7377742220500470187.post-88934149973011684482014-09-25T23:16:00.001+01:002014-09-25T23:16:22.015+01:00Intro to Comm PropReally good two day course in Leeds the last two days, nice group of people, I felt that I really helped them and I got good reviews to boot!Hannah Mackinlayhttps://plus.google.com/117481041554780779467noreply@blogger.com0